We all understand the basics; and yes, under the poverty line it is often made more complicated than stated here. If we earn R10, 00 we should only spend R9, 00 and save / invest the R1, 00. Secondly, Adam Smith was right; we must all do what is good for ourselves. Maybe our own wellbeing should become the focus, the politician must work for us to remain or to be into power, the father must work to feed his children, the businessman wants to market, get orders, manufacture, ship and get paid for his efforts. Our leaders are appointed by us, to serve our needs, not theirs. Let us to hold them responsible to their duty to serve. Remain informed; don’t let racial hatred get in the way of your wellbeing, it is a blame game and a scapegoat for self-enriching behaviour.